Travel Insurance, Travel Health Insurance & Medical Evacuation Insurance

Severe illness or injury abroad may result in a financial burden to travelers. Travelers can substantially reduce their out-of-pocket costs for medical care received abroad by purchasing in advance specialized insurance policies for their trip, regardless of whether or not they have a domestic health insurance plan. The 3 types of policies are travel insurance, travel health insurance, and medical evacuation insurance. Each provides different types of coverage in the event of an illness or injury and may be of particular importance to travelers with preexisting medical conditions.

Basic accident or travel health insurance may be necessary for travelers with certain itineraries. For example, although cruise lines employ health care staff, the cost for medical treatment delivered on board a ship may not be included in the price of a passenger’s ticket; travelers on cruise ships may wish to consider investing in specialized insurance policies.